The Analyst Verdict: Dime Community Bancshares In The Eyes Of 4 Experts

Analysts' ratings for Dime Community Bancshares (NASDAQ:DCOM) over the last quarter vary from bullish to bearish, as provided by 4 analysts.

The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.

Analysts have set 12-month price targets for Dime Community Bancshares, revealing an average target of $35.75, a high estimate of $40.00, and a low estimate of $33.00. Marking an increase of 2.88%, the current average surpasses the previous average price target of $34.75.

Deciphering Analyst Ratings: An In-Depth Analysis

A comprehensive examination of how financial experts perceive Dime Community Bancshares is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.

Key Insights:

• Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Dime Community Bancshares. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Dime Community Bancshares compared to the broader market.
• Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Dime Community Bancshares's stock. This comparison reveals trends in analysts' expectations over time.

Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Dime Community Bancshares's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.

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Delving into Dime Community Bancshares's Background

Dime Community Bancshares Inc operates as a holding company. It gathers deposits from customers within its market area and via the internet and invests them in multifamily residential, commercial real estate, commercial and industrial (C&I) loans, and one-to-four family residential real estate loans, as well as mortgage-backed securities, obligations of the U.S. government and government- sponsored enterprises (GSEs), and corporate debt and equity securities. The company has one reportable segment which is Community Banking.

Dime Community Bancshares: Financial Performance Dissected

Market Capitalization: Exceeding industry standards, the company's market capitalization places it above industry average in size relative to peers. This emphasizes its significant scale and robust market position.

Revenue Growth: Over the 3M period, Dime Community Bancshares showcased positive performance, achieving a revenue growth rate of 32.04% as of 30 September, 2025. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.

Net Margin: Dime Community Bancshares's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 21.93% net margin, the company effectively manages costs and achieves strong profitability.

Return on Equity (ROE): Dime Community Bancshares's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 1.91%, the company may face hurdles in generating optimal returns for shareholders.

Return on Assets (ROA): Dime Community Bancshares's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.18%, the company may face hurdles in achieving optimal financial returns.

Debt Management: Dime Community Bancshares's debt-to-equity ratio surpasses industry norms, standing at 0.62. This suggests the company carries a substantial amount of debt, posing potential financial challenges.

How Are Analyst Ratings Determined?

Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.

Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.

This article was generated by Benzinga's automated content engine and reviewed by an editor.