Personal Finance Access

Charlie Munger said people he grew up around managed to cope with life's realities without becoming unhappy despite difficulties and lack of money. Talking about his childhood in Omaha during an interview at the University of Michigan’s Ross School of Business in 2017, the then–Berkshire...

Personal finance expert Dave Ramsey says you should completely get rid of credit cards and encourage your family to avoid using them if you want to get out of debt and build long-term wealth. Discussing the importance of sticking to the basics on "The Ramsey Show," he said the shortest path to...

A recent Reddit post in r/MiddleClassFinance has sparked a wide-ranging conversation about family money, privilege, and how middle-class Americans support or are supported by their parents. The original poster, who is in their 40s with two kids, shared that they had taken two loans from their...

When it comes to giving teenagers a car, many upper-middle-class families are weighing the same question: Do you pass down your old car or buy them a new or a used car? A recent Reddit thread offered a revealing look at how families are approaching this milestone. Hand-Me-Down Or Save Up? One...

When a thread popped up in r/UpperMiddleFinance recently asking others to share their emergency fund strategies, many chimed in, and the numbers were eye-popping. Respondents reported emergency savings well above the typical three to six months of expenses often recommended by financial advisors....

Working into your 70s is one thing. Doing it with no savings, mounting stress, and habits that keep draining what little cash you have is another. A woman named Janice from Oklahoma City called into "The Ramsey Show" and explained the couple's predicament. She and her husband are both 70, have no...

A recent caller to “The Ramsey Show” stunned the hosts when he revealed his wife had taken out nearly $300,000 in high-interest loans over the span of a decade, all without his knowledge. “My wife over the last eight to 10 years has taken on a series of, I guess the term is...

Working into your 70s is one thing. Doing it with no savings, mounting stress, and habits that keep draining what little cash you have is another. A woman named Janice from Oklahoma City called into "The Ramsey Show" and explained the couple's predicament. She and her husband are both 70, have no...

A stay-at-home mom with three kids, Lisa from North Carolina has $90,000 in student loans, while her husband earns about $5,500 a month from a newly started business. She called into "The Ramsey Show" seeking advice on tackling her growing debt.  ‘Untenable Situation' Lisa told personal...

Many investors underestimate the power of staying invested. Riding out market volatility and uncertainty while holding quality stocks can lead to dramatic long-term results. In May, a dividend investor posted in a Reddit community that he reached $1,000 per day in dividend income after 37 years of...

When someone suddenly comes into money, whether through a promotion, a smart investment, or an inheritance, the instinct is to share the news. But if you spend time in the right Reddit threads, you'll hear the same warning over and over: keep your mouth shut. Sudden Wealth Can Change How People See...

Reddit users recently answered a tough question: What makes wealthy people go broke? The answers came fast and were pretty straightforward. The top mistake by far? Divorce. It's Not the Spending, It's Who You Spend Life With “Divorce and drugs,” one person flatly said. “Divorce...

John from Naples, Florida, has done everything by the book. He earned a bachelor’s in business, followed it up with a master’s in data analytics, and spent the last year applying to over 2,000 jobs across the country. Despite all that effort, his phone rarely rings. “I’ve...

Tesla and SpaceX CEO Elon Musk's net worth is so massive that people often resort to analogies just to make it digestible. He's been described as making more in a minute than most people will see in a lifetime, or making millions while he sleeps.  But at the Democratic Women's Caucus last...

Someone recently posed a question to multimillionaires: Is the phrase “the harder you work, the luckier you get” actually true, or is building wealth mostly a matter of gambling and being in the right place at the right time? In Reddit’s r/RichPeoplePF thread, responses from...